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Current Rates & Calculators


Loan Rates

These are base rates for August 2019. Actual rates are based on creditworthiness.

LOAN TYPE RATE APR* TERM
New and Used Automobiles 2.99% 2.99% 24 Mo.
New and Used Automobiles 2.99% 2.99% 36 Mo.
New and Used Automobiles 3.19% 3.19% 48 Mo.
New and Used Automobiles 3.19% 3.19% 60 Mo.
New and Used Automobiles 3.49% 3.49% 72 Mo.
New and Used Automobiles 3.49% 3.49% 84 Mo.
Members who refinance their auto loans from other institutions will receive $100 cash and may take up to 60 days before their first payment. Rates are based on approved credit and will range from the base rates above, less any discounts, to the base rates above plus 10%, depending on credit score. Rates are subject to change.
 
LOAN TYPE RATE APR* TERM
New and Used Boats and RVs 4.50% 4.50% 120 Mo.
New and Used RVs 5.00% 5.00% 180 Mo.
Boats include other watercrafts such as Jet Skis that can be titled.
 
LOAN TYPE RATE APR* TERM
MasterCard Platinum 9.90% 9.90% N/A
MasterCard Platinum Secured 6.90% 6.90% N/A
 
LOAN TYPE RATE APR* TERM
Line of Credit 10.99% 10.99% N/A
 
LOAN TYPE RATE APR* TERM
Home Loans   (call for specific rate) 3.625% 3.794% 360 Mo.
Home Equity/Improvement 4.00% 4.00% 60 Mo.
Home Equity/Improvement 4.00% 4.00% 84 Mo.
Home Equity/Improvement 5.00% 5.00% 120 Mo.
Home Equity/Improvement 5.00% 5.00% 180 Mo.
 
LOAN TYPE RATE APR* TERM
Share and CD Secured   (2% above collateral) N/A N/A 60 Mo.
 
LOAN TYPE RATE APR* TERM
Credit Builder 12.00% 12.00% 6 Mo. -24 Mo.
 
LOAN TYPE RATE APR* TERM
Signature and/or Consolidation 8.50% 8.50% 12 Mo.
Signature and/or Consolidation 9.00% 9.00% 24 Mo.
Signature and/or Consolidation 9.50% 9.50% 36 Mo.
Signature and/or Consolidation 10.00% 10.00% 48 Mo.
Signature and/or Consolidation 10.50% 10.50% 60 Mo.
 
*APR is the Annual Percentage Rate.
5-Star member’s rates are 1% less for Auto, Signature & Home Equity Loans. Members who refinance their auto loans from other institutions will receive $100 cash and may take up to 60 days before their first payment. Rates are based on approved credit and will range from the base rates above, less any discounts, to the base rates above plus 10%, depending on credit score. Rates are subject to change.

Share Savings Rates

Rates as of July 2019

ACCOUNT TYPE RATE APY* TERM
Share Savings    $100 - $4,999 0.10% 0.10% N/A
Share Savings    $5,000 - $24,999 0.35% 0.35% N/A
Share Savings   $25,000 & Over 0.70% 0.70% N/A
Christmas Club 0.10% 0.10% N/A
Prime Checking 0.10% 0.10% N/A
IRA Savings 0.45% 0.45% N/A
Please call 214-413-5588 for current rates, terms and fees.
 

*APY is the Annual Percentage Yield.

Certificate Rates

Rates good through August 31, 2019

ACCOUNT TYPE RATE APY* TERM
Regular or IRA CD - $500 Minimum 1.40% 1.41% 6 Mo.
Regular or IRA CD - $500 Minimum 1.30% 1.31% 12 Mo.
Regular or IRA CD - $500 Minimum 1.20% 1.21% 24 Mo.
Regular or IRA CD - $500 Minimum 1.20% 1.21% 36 Mo.
Regular or IRA CD - $500 Minimum 1.25% 1.26% 48 Mo.
Regular or IRA CD - $500 Minimum 1.30% 1.31% 60 Mo.
Jumbo or IRA CD - $25,000 Minimum 1.50% 1.51% 6 Mo.
Jumbo or IRA CD - $25,000 Minimum 1.40% 1.41% 12 Mo.
Jumbo or IRA CD - $25,000 Minimum 1.30% 1.31% 24 Mo.
Jumbo or IRA CD - $25,000 Minimum 1.30% 1.31% 36 Mo.
Jumbo or IRA CD - $25,000 Minimum 1.35% 1.36% 48 Mo.
Jumbo or IRA CD - $25,000 Minimum 1.40% 1.41% 60 Mo.
Please call 214-413-5588 for current rates, terms and fees.
 

*APY is the Annual Percentage Yield.

5-STAR MEMBER'S RATES ARE 1% HIGHER THAN THE ABOVE CD RATES

"Step Up" your rate once during the term on Regular and IRA CDs; nominal fee.
 
 
 
Main Phone: (214) 413-5588   •   Toll Free: 800-672-1320   •   Lost/Stolen Debit Card: 800-264-5578   •   Lost/Stolen MasterCard: 800-442-4757   •   Routing #: 311 079 348
Dallas: 1100 Commerce Street Suite 615   •   Farmers Branch: 4050 Alpha Road Suite 120   •   Arlington: 2221 E. Lamar Blvd. Suite 110
This credit union is federally insured by the National Credit Union Administration.
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