These are base rates for
February 2019.
Actual rates are based on creditworthiness.
LOAN
TYPE
RATE
APR*
TERM
New and Used Automobiles
2.99%
2.99%
24 Mo.
New and Used Automobiles
2.99%
2.99%
36 Mo.
New and Used Automobiles
2.99%
2.99%
48 Mo.
New and Used Automobiles
2.99%
2.99%
60 Mo.
New and Used Automobiles
2.99%
2.99%
72 Mo.
New and Used Automobiles
2.99%
2.99%
84 Mo.
*APR is the Annual Percentage Rate. 5-Star member’s rates are 1% less for Signature & Home Equity Loans.
Members who refinance their auto loans from other institutions will receive $100 cash and may take up to 60 days before their first payment. Rates are based on approved credit and will range from the base rates above, less any discounts, to the base rates above plus 10%, depending on credit score. Rates are subject to change.
LOAN
TYPE
RATE
APR*
TERM
New and Used Boats and RVs
4.50%
4.50%
120 Mo.
New and Used RVs
5.00%
5.00%
180 Mo.
*APR is the Annual Percentage Rate.
Boats include other watercrafts such as Jet Skis that can be titled.
LOAN
TYPE
RATE
APR*
TERM
MasterCard Platinum
7.90%
7.90%
N/A
MasterCard Platinum Secured
6.90%
6.90%
N/A
LOAN
TYPE
RATE
APR*
TERM
Line of Credit
10.99%
10.99%
N/A
LOAN
TYPE
RATE
APR*
TERM
Home Loans
(call for specific rate)
4.375%
4.552%
360 Mo.
Home Equity/Improvement
4.25%
4.25%
60 Mo.
Home Equity/Improvement
4.25%
4.25%
84 Mo.
Home Equity/Improvement
5.25%
5.25%
120 Mo.
Home Equity/Improvement
5.25%
5.25%
180 Mo.
LOAN
TYPE
RATE
APR*
TERM
Share and CD Secured
(2% above collateral)
N/A
N/A
60 Mo.
LOAN
TYPE
RATE
APR*
TERM
Signature and/or Consolidation
8.50%
8.50%
12 Mo.
Signature and/or Consolidation
9.50%
9.50%
24 Mo.
Signature and/or Consolidation
10.00%
10.00%
36 Mo.
Signature and/or Consolidation
10.50%
10.50%
48 Mo.
*APR is the Annual Percentage Rate.
5-Star member’s rates are 1% less for Signature & Home Equity Loans. Members who refinance their auto loans from other institutions will receive $100 cash and may take up to 60 days before their first payment. Rates are based on approved credit and will range from the base rates above, less any discounts, to the base rates above plus 10%, depending on credit score. Rates are subject to change.
Share Savings Rates
Rates as of
January 2019
ACCOUNT
TYPE
RATE
APY*
TERM
Share Savings
$100 - $4,999
0.20%
0.20%
N/A
Share Savings
$5,000 - $24,999
0.45%
0.45%
N/A
Share Savings
$25,000 & Over
0.80%
0.80%
N/A
Christmas Club
0.20%
0.20%
N/A
Prime Checking
0.20%
0.20%
N/A
IRA Savings
0.60%
0.60%
N/A
Please call 214-413-5588 for current
rates, terms and fees.
*APY is the Annual Percentage Yield.
Certificate Rates
Rates good through
February 28, 2019
ACCOUNT
TYPE
RATE
APY*
TERM
Regular or IRA CD - $500 Minimum
1.50%
1.51%
6 Mo.
Regular or IRA CD - $500 Minimum
1.55%
1.56%
12 Mo.
Regular or IRA CD - $500 Minimum
1.60%
1.61%
24 Mo.
Regular or IRA CD - $500 Minimum
1.65%
1.66%
36 Mo.
Regular or IRA CD - $500 Minimum
1.70%
1.71%
48 Mo.
Regular or IRA CD - $500 Minimum
1.75%
1.76%
60 Mo.
Jumbo or IRA CD - $25,000 Minimum
1.60%
1.61%
6 Mo.
Jumbo or IRA CD - $25,000 Minimum
1.65%
1.66%
12 Mo.
Jumbo or IRA CD - $25,000 Minimum
1.70%
1.71%
24 Mo.
Jumbo or IRA CD - $25,000 Minimum
1.75%
1.76%
36 Mo.
Jumbo or IRA CD - $25,000 Minimum
1.80%
1.81%
48 Mo.
Jumbo or IRA CD - $25,000 Minimum
1.85%
1.86%
60 Mo.
Please call 214-413-5588 for current
rates, terms and fees.
*APY is the Annual Percentage Yield.
5-STAR MEMBER'S RATES ARE 1% HIGHER THAN THE ABOVE CD RATES
"Step Up" your rate once during the term on Regular and IRA CDs; nominal fee.
