LibertyOne Credit Card Disclosure
IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of the effective date of August 2020. You can call Us at (800) 672-1320 or write. Us at 1100 Commerce Street, Suite 615, Dallas, TX 75242 to inquire if any changes have occurred since the effective date.
| Interest Rate and Interest Charges | |
|---|---|
| Annual Percentage Rate (APR) For Purchases | MasterCard Platinum: 2.90% introductory APR for 6 months After that, Your APR will be 9.9% - 18% Secured MasterCard Platinum: 2.90% introductory APR for 6 months After that, Your APR will be 6.9% |
| Annual Percentage Rate For Balance Transfers | MasterCard Platinum: 2.90% introductory APR for 6 months After that, Your APR will be 9.9% - 18% Secured MasterCard Platinum: 2.90% introductory APR for 6 months After that, Your APR will be 6.9% |
| Annual Percentage Rate For Cash Advances | MasterCard Platinum: 2.90% introductory APR for 6 months After that, Your APR will be 9.9% - 18% Secured MasterCard Platinum: 2.90% introductory APR for 6 months After that, Your APR will be 6.9% |
| How to Avoid Paying Interest on Purchases | We will not charge You interest on purchases if You pay Your entire balance owed each month within 25,days of Your statement closing date. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
| Fees | |
Transaction Fees
|
1.00% of each foreign currency transaction in U.S. dollars. 0.80% of each U.S. Dollar transaction that occurs in a foreign country. |
Transaction Fees
|
Up to $30.00 Up to $15.00 |
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
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