Auto Loans
Details:
Includes cars, trucks, motorcycles, boats, RVs, travel trailers
New, Used, Refinances from other institutions
Terms from 2 to 15 years depending on vehicle
Same rate for new and used
PaymentFreedom loan available that can save you up to 40% on payments -- Go Now»
Warranties available up to 50% less than dealers charge
5-Star Program discounts available from .50% to 1.00% off your rate
Find Your Next Vehicle
Find your next ride with our vehicle buying service!
Our mission is to help you save money on important decisions like buying a vehicle.
You can take a Virtual Test Drive from the comfort of your home.
The Price Curve tool will tell you if each listing is fairly priced.
The Find Better Price tool will search for a better deal on similar vehicles.
Free CARFAX™ reports are available for many vehicles.
This site prevents 3rd-party cookies and ads — your privacy is important to us.
All auto loan members receive a free myEZ Car Care Membership to save you money on auto service and travel.
And even more auto research tools are available! See full list.
Home Loans
Details:
HOME PURCHASE LOANS
Originated by FocusOne Mortgage Solutions
Your loan is actually with LibertyOne, so we are there to help when you need us
FHA, VA, ARMs, Cash-Out Refinances, and Conventional Loans
Online application and loan status
Mortgage Calculators Available Online – Payment/Amortization, Rent vs. Own, Annual Percentage Rate (APR), Debt Consolidation, Prepayment Savings, Early Payoff, Refinance Break-Even Point, and Tax Savings
Members are never alone; experienced loan officers are available to help you through the loan process
Our licensed Loan Officers will work with you to help determine which product best fits your mortgage needs
Home Equity Loans
Details:
Use your hard-earned equity you have in your home to help you pay for education, home improvements, consolidating debts or for any other need you may have
Terms from 5-15 years
Can refinance your existing home equity loan from another institution
Best of all, you may be able to deduct the interest from your taxes
Credit Cards
Details:
PLATINUM MASTERCARD
Introductory rate of 2.9% for the first six months
Fixed rate as low as 9.90%
Worldwide acceptance of Mastercard logo
No annual fee
No cash advances or balance transfer fees
Same low rate for purchases, cash advances, and balance transfers
Rewards Program earns you points towards merchandise and travel rewards
EMV chip-enabled provides greater security
Tap to pay
Works with digital wallets
Limit up to $25,000
SECURED PLATINUM MASTERCARD
Helps establish or rebuild your credit
Introductory rate of 2.9% for the first six months
Low fixed rate of 6.9%
All the same great benefits as a Platinum Mastercard!
Limit up to $25,000
HOW TO MAKE A PAYMENT
Phone: (214) 413-5588
Transfer from LibertyOne Checking or Savings Account
Online from another financial institution: Click Here
Mail: 1100 Commerce Ste 615, Dallas, TX 75242
Personal Loans
Details:
CONSOLIDATION LOANS
Consolidate high-interest debt into one loan with one low payment
Terms from one-five years
Checks made payable to creditors and mailed for you
LINE OF CREDIT
Limits up to $25,000
Can be used to protect against bounced checks
Easy access to funds without re-applying for a loan
Advances available by check, from a teller, online, by phone and ATM
SIGNATURE LOANS
Loans made without collateral to be used for any purpose
Terms from 1-5 years
CHRISTMAS LOANS
Signature loans available from November through January each year
Typically up to $1,500
One-year term
Low rate determined annually
If paid as agreed, automatic approval the next year to previous amount
CREDIT BUILDER LOANS
An option available to build your credit and encourage savings
From $500 - $5,000 - you choose the amount
Terms from six months - two years
Fixed rate regardless of credit
When the loan is made, the funds are deposited into your savings and placed on hold. When the loan is paid off, the funds are released
Deposit-Secured Loans
Details:
Share Savings or CD funds at LibertyOne are collateral for a loan
Rate is 2% above what you are earning on your deposit
Terms from one-five years
One-year loans can be paid monthly or at maturity
Two-five year loans are all paid monthly
Student Loans
Details:
For college expenses not covered by scholarships and federal loans, LibertyOne Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates. Whether you’re an undergraduate, graduate, or career training student, we have loans to help you reach your education goals with confidence. For more information or to apply, click the LEARN MORE button. If you need help with other back to school expenses a Personal Loan may be a better fit.
Loan Benefits
Undergraduate or Career Training
Graduate School Loan
After Graduate School Loan